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Can a risk-averse insurance salesman on the rebound from his bride's infidelity (during their honeymoon) find happiness with a waitress he knew in junior high who's averse to commitment? Reuben is a sweet klutz who's ready to settle down but sees in her a chance to recover from disappointment and have some fun; Polly is a sweet itinerant, not ready to settle down but sees a chance to spend time with a nice guy who likes her. What will he do when his bride comes crawling back? What will Polly do, when he runs the numbers and thinks she's a good risk? Sub-plots involve his self-centered pal, who's a has-been actor, and an assignment to assess the insurability of a balls-out Aussie.